1. ACCEPTANCE OF TERMS

Welcome to AmosWEB. AmosWEB is owned and operated by AmosWEB LLC, which provides the service to you, subject to the following Terms of Use ("TOU"). AmosWEB reserves the right to change, modify, add, or remove portions of these TOU at any time. Please check this page periodically for any modifications. Changes are effective immediately upon posting, and may be applied retroactively at the discretion of AmosWEB. Your use of this site following the posting of any changes constitutes your acceptance of the changes.

2. DESCRIPTION OF SERVICE

AmosWEB currently provides users with access to AmosWEB economics reference materials (the "Service"). Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new AmosWEB products and/or services, shall be subject to the TOU. You understand and agree that the Service is provided "AS-IS" and that AmosWEB assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications.

In order to use the Service, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem, or other access device.

3. YOUR REGISTRATION OBLIGATIONS

In consideration of your use of the Service, you agree to: (a) provide true, accurate, current and complete information about yourself as prompted by any AmosWEB form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data via email to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or AmosWEB has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, AmosWEB has the right to refuse any and all current or future use of the Service (or any portion thereof), and you hereby waive rights to any refund.

4. INDEMNITY

You agree to indemnify and hold AmosWEB, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, your use of the Service, your connection to the Service, your violation of the TOU, or your violation of any rights of another.

5. NO RESALE OF SERVICE

You agree not to reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

6. MODIFICATIONS TO SERVICE

AmosWEB reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that AmosWEB shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

7. TERMINATION

You agree that AmosWEB, in its sole discretion, may terminate your password, account (or any part thereof), or use of the Service, for any reason if AmosWEB believes that you have violated or acted inconsistently with the letter or spirit of the TOU. AmosWEB may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of this TOU may be effected without prior notice, and acknowledge and agree that AmosWEB may immediately deactivate or delete your account and/or bar any further access to the Service. Further, you agree that AmosWEB shall not be liable to you or any third-party for any termination of your access to the Service.

8. AmosWEB's PROPRIETARY RIGHTS

You acknowledge and agree that the Service contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by AmosWEB, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part.

AmosWEB grants you a personal, non-transferable, non-exclusive, and revocable right and license to access its Service; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of or otherwise attempt to sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Service. You agree not to modify the Service in any manner or form, or to use modified versions of the Service, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by AmosWEB for use in accessing the Service.

9. DISCLAIMER

AmosWEB MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS SERVER FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. AmosWEB HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL AmosWEB AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE THROUGH THIS SERVICE. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED THROUGH THIS SERVICE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. AmosWEB MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SERVICE DESCRIBED HEREIN AT ANYTIME.

10. NOTICES

Any notices claiming copyright or trademark infringement should be sent first class mail to: Legal Department, AmosWEB LLC, 1411 North Grandview Court, Stillwater, Oklahoma, 74075-6903.

11. VENUE

Any dispute arising from, or in connection with the Service shall be construed under the laws of the State of Oklahoma, and shall be brought in any competent Federal or State court located in Payne County, Oklahoma.

12. ACCEPTANCE

By make use of the Service you agree that you have read, understand, and agree to abide by this TOU Agreement, and any documents incorporated by reference, and you agree that you intend to form a legally binding contract; and that this TOU constitutes "a writing signed by You" under any applicable law or regulation. Any rights not expressly granted herein are reserved by AmosWEB LLC.

The change in utility resulting from a given change in income. This is a specialized case of the general notion of marginal utility, which is simply the change in utility resulting from a given change in the consumption of a good. Marginal utility of income is key to identifying alternative risk preferences, including risk aversion, risk neutrality, and risk loving. These three risk preferences are indicated by three marginal utility of income possibilities, decreasing (risk aversion), increasing (risk loving), and constant (risk neutrality).

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