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September 21, 2018 

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NEGOTIABLE ORDER OF WITHDRAWAL ACCOUNTS: Interest-paying checking accounts maintained by commercial banks, savings and loan associations, and mutual savings banks. These function much like standard demand deposit checking accounts in that the funds can be withdrawn "on demand" by writing a check, but an interest is paid on the outstanding balance. Negotiable order of withdrawal (NOW) accounts are one type of checkable deposits. Others are demand deposits (standard checking accounts), share draft accounts, and automatic transfer service (ATS) accounts.

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INTERLOCKING DIRECTORATE: A common practice in the late 1800s and early 1900s in which the same group of people serve on the boards of directors of different companies in the same industry. The use of interlocking directorates was a means of monopolizing a market by giving control over competing firms to the same group of people. The use of interlocking directorates was specifically outlawed by the Clayton Act in 1914.

     See also | Clayton Act | monopoly | exclusive agreement | tying contract | antitrust laws | Sherman Act | price discrimination |


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FOURTH ESTATE

Another term for journalists, reporters, and other members of the media. This is one of four divisions of society based on economic function. The other three are government as the first estate, businesses as the second estate, and consumers as the third estate.

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Today, you are likely to spend a great deal of time browsing about a thrift store hoping to buy either clothing for your kitty cats or a set of luggage without wheels. Be on the lookout for small children selling products door-to-door.
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In the Middle Ages, pepper was used for bartering, and it was often more valuable and stable in value than gold.
"Man is born to live, not to prepare for life. "

-- Boris Pasternak, writer

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