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July 1, 2025 

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UNILATERAL: An action, often used in terms of an international trade agreement, that's extended to only one party. For example, the United States might enter into a unilateral agreement with Canada over the employment of Canadian hockey players in the United States. The agreement, though, would have nothing to do with U. S. hockey players in Canada.

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PROMISSORY NOTE: A written agreement to pay a specific amount of money at a specific time to a specific person with a specific interest rate charged until repayment is accomplished. Promissory notes are the most common method of formalizing consumer loan contracts. If you've borrowed the money needed to buy a house or car, then you've undoubtedly signed a promissory note. Promissory notes are also frequently used by businesses and government to borrow funds.

     See also | interest rate | bond | legal claim | financial markets | corporate bond | credit | government securities |


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MARGINAL COST

The change in total cost (or total variable cost) resulting from a change in the quantity of output produced by a firm in the short run. Marginal cost (MC) indicates how much total cost changes for a given change in the quantity of output. Because changes in total cost are matched by changes in total variable cost in the short run (total fixed cost is fixed), marginal cost is the change in either total cost or total variable cost. It is found by dividing the change in total cost (or total variable cost) by the change in output. Marginal cost is one of four cost concepts used in short-run production analysis. The other three are average total cost, average fixed cost, and average variable cost.

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APLS

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Today, you are likely to spend a great deal of time touring the new suburban shopping complex looking to buy either a how-to book on home decorating or a set of luggage with wheels. Be on the lookout for the happiest person in the room.
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Approximately three-fourths of the U.S. paper currency in circular contains traces of cocaine.
"Experience keeps a dear school, but fools will learn in no other. "

-- Benjamin Franklin

QJE
Quarterly Journal of Economics
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