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April 18, 2026 

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RETURNS TO SCALE: Changes in production the occurs when all resources are proportionately increased in the long run. Returns to scale answers the question: If labor, capital, and ALL other inputs increase by 10%, does output increase by more than 10%, less than 10%, or exactly 10%? These answers indicate that returns to scale can take one of three forms: increasing returns to scale, decreasing returns to scale, and constant returns to scale.

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AUTONOMOUS SAVING: Household saving that is unrelated to income or production (especially disposable, national income, or gross national product). This is saving that would occur even if household disposable income was zero. Autonomous saving is graphically depicted as the vertical intercept of the saving or propensity-to-save line. Autonomous saving is the equal to the negative value of autonomous consumption. Changes in autonomous saving, along with changes in autonomous expenditures, are what trigger the multiplier effect.

     See also | saving | consumption expenditures | disposable income | gross domestic product | saving line | autonomous consumption | autonomous expenditure | multiplier | induced saving |


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AUTONOMOUS SAVING, AmosWEB GLOSS*arama, http://www.AmosWEB.com, AmosWEB LLC, 2000-2026. [Accessed: April 18, 2026].


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BANK ASSETS

What a bank owns, including loans, reserves, investment securities, and physical assets. Bank assets are typically listed on the left-hand side of a bank's balance sheet. Bank liabilities, what a bank owes, are listed on the right-hand side of a bank's balance sheet. Net worth is the difference between assets and liabilities. The largest asset category of most bank is loans, which generates interest revenue. A critical asset category used to maintain the safety of deposits is reserves (vault cash and Federal Reserve deposits).

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Paper money used by the Commonwealth of Massachusetts prior to the U.S. Revolutionary War, which was issued against the dictates of Britain, was designed by patriot and silversmith, Paul Revere.
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